Home Membership


To be eligible for membership in the National Credit Foundation, you must meet one of the following requirements:

Be a tax-exempt organization under 501(c)(3) of the Internal Revenue Code that provides financial counseling services and act in compliance with all applicable laws and regulations.

Be a tax exempt religious organization under 501(c)(3) of the Internal Revenue Code.

Be a church or recognized place of worship (synagogue, mosque, temple – regardless of adherent’s faith or religious belief).

Be tax-exempt as a social welfare organization described in Internal Revenue Code (IRC) section 501(c)(4), an organization must not be organized for profit and must be operated exclusively to promote social welfare.

Be a tax-exempt private foundation whose primary activity is making grants to other organizations.

Be a political organization, party, committee, association, fund or other organization (whether or not incorporated) organized and operated primarily for the purpose of directly or indirectly accepting contributions or making expenditures, or both, for an exempt function, subject to Section 527 of the Internal Revenue Code.

Organizations that meet specified requirements may qualify for exemption under subsections other than 501(c)(3). These include social welfare organizations, civic leagues, social clubs, labor organizations and business leagues.

Be a bankruptcy attorney with a minimum of two years of experience and a satisfactory record.