Whether you’re looking for a personal loan to consolidate debt and simplify your monthly payments, or you need quick cash to cover unexpected expenses, Smarter Capital Group can help you find it. They work with a network of independent lenders to help you find the right loan for your needs.
Everyone’s financial situation is different, so it’s important to choose the right loan and lender for your needs. Smarter Capital advertises its services at smartercapitalgroup.com, where you can access more detailed information.
Smarter Capital Group Summary
Smarter Capital Group Review
Smarter Capital Group Review Summary
We’ve done some digging and from what we can tell, SmarterCapitalGroup.com seems to be a legitimate company. They’re not registered with the Better Business Bureau, but they do have a 4-star rating on Trustpilot. There aren’t many consumer reviews available, but based on the information that is out there, we believe the company to be legitimate.
Personal loans are becoming more and more popular, so we decided to take a closer look at Smarter Capital Group. The most important factor to note is that they are not a lender themselves.
Upon further research, these are some of the aspects we could highlight from their terms and conditions:
- Smarter Capital does not engage in any lending activities or extend loans of any kind. They are not a bank or financial institution.
- A customer’s loan amount, term, and APR may vary based on their own creditworthiness and state law.
- Loan amounts vary by state. The amount you can borrow depends on where you live.
- Lenders may not approve credit after an application is submitted if they determine that the applicant no longer meets the requirements.
- The APR on their loans ranges from 2.92% to 24.99%.
Here are a few things to keep in mind:
- The approval process may take longer than expected, depending on the number of documents required.
- Different loan terms will be determined based on your creditworthiness and state law.
What is Smarter Capital Group?
Need credit? Smarter Capital Group can help. They work with a network of independent lenders to get you the loan you need. Whether you’re consolidating debt or taking out a personal loan for your expenses, they can connect you with a lender that fits your needs.
Smarter Capital does not have a Better Business Bureau file or rating yet, but their Trustpilot account has 3 reviews with an average rating of 4 out of 5 stars.
You can contact them directly by email at [email protected] or by calling them at (855) 288-5470. We could not find a physical address on their website or online.
How does Smarter Capital Group work?
Smarter Capital Group is a loan-matching company that connects you with different lenders. They can help you find a loan for over $10,000 if you need the funding you need fast – in 5 days or less.
There are many reasons why you might need to take out a loan. Perhaps you need to consolidate your debt, finance a home improvement project, or pay for healthcare expenses.
How to qualify for Smarter Capital Group?
To be approved for an account with Smarter Capital Group, your application will go through a review process to verify your credit history and score, monthly expenses, employment, and income. The originating lender will be the creditor for all accounts.
Smarter Capital Group BBB Reviews
The BBB does not currently have a rating for Smarter Capital Group, but they are verified on Trustpilot with a 4.0 rating and 3 customer reviews.
Smarter Capital Group FAQs
How much does Smarter Capital Group charge?
Smarter Capital Group is a website that provides referral services for their lending partners. However, we couldn’t find any explicit information about their fees on their site. It is unclear how they make their money.
Are there any pre-payment penalties?
There are no prepayment penalties associated with paying off your loan early.
Does Smarter Capital Group affect your credit score?
It’s important to know that your credit score won’t be affected simply by getting a free consultation from a lender. However, going ahead with the loan and having the lender do a credit check can lower your score.
How to cancel Smarter Capital Group?
Canceling or reversing a personal loan after approval and funding is not possible. To cancel the loan for any reason, you must do so before the money is dispersed.
There are a few things you can do to get back on track financially.
- Create a budget and stick to it: Sticking to a budget is key to avoiding financial difficulties. By setting a budget and sticking to it, you can ensure that you only spend what you can afford.
- Talk to a financial advisor: There are many options available to you when it comes to planning your future. Our team can help you explore all of your options and develop a plan that is right for your individual circumstances.
- Reach out to their customer service team: There may be some options available to help you with your payments.
So, is Smarter Capital Group legit?
We’ve done some digging and from what we can tell, SmarterCapitalGroup.com seems to be a legitimate company. They’re not registered with the Better Business Bureau, but they do have a 4-star rating on Trustpilot. There aren’t many consumer reviews available, but based on the information that is out there, we believe the company to be legitimate.
When choosing a company to do business with, it is important to consider a few important factors. Doing your research and reading customer reviews will help you make the best decision for your needs.
Do you have an experience with Smarter Capital Group? We would love to hear your thoughts and experiences in the comments section below.
Thank you for reading.