Simple Path Financial

Ad Disclosure: We receive referral fees from advertisers. Learn More

There are a lot of Simple Path Financial reviews floating around the internet these days. Some are positive, others negative. So, what’s the truth? Is Simple Path Financial a scam or is it a legitimate company that can help you with your personal loans? In this article, we will take an in-depth look at Simple Path Financial and see what it has to offer consumers. We will also investigate the legitimacy of this company and determine if it is worth your time and money.

It is a company that provides personal loans to consumers. The company was founded in 2016 and is headquartered in Irvine, California. It has an A+ rating with the Better Business Bureau (BBB). The company offers loans ranging from $500 to $35,000 with terms of 12 to 84 months. Simple Path Financial also offers a line of credit products that allows customers to borrow up to $100,000.

Simple Path Financial is a legitimate company that is accredited by the BBB and offers a variety of loan products to consumers. However, there have been some complaints lodged against Simple Path Financial with the BBB. The majority of these complaints center around billing and collection issues. Simple Path Financial has responded to some complaints lodged against them. However, it is unclear how many complaints they have actually resolved.

Simple Path Financial

Who owns Simple Path Financial?

Simple Path Financial is a personal loan provider that is owned by Simple Path Holdings, LLC. Simple Path Financial was founded in 2016 and is headquartered in Irvine, California. Simple Path Holdings, LLC also owns SimplePath Mortgage, Inc., which is a mortgage lender.

Simple Path is a direct lender, meaning that it offers loans directly to consumers. Simple Path Financial does not have any physical branches. All of the Simple Path’s personal loan products are available online.

Simple Path Financial Pros and Cons

There are a lot of personal loan companies out there, so it can be tough to know which one is right for you. Simple Path Financial is a popular option, but is it the best? Let’s take a look at the pros and cons to help you decide.

One of the biggest advantages is that they offer loans with no origination fees. This can save you a significant amount of money, especially if you’re taking out a large loan. They also have a very user-friendly online application process that makes it easy to get started.

The downside is that its interest rates are higher than some other lenders. This means that you’ll end up paying more in interest over the life of the loan. Additionally, they don’t have a very wide range of loan terms to choose from. So if you need a longer repayment period, Simple Path may not be the right lender for you.

Ultimately, whether this company is the right choice for you depends on your individual circumstances. If you’re looking for a personal loan with no origination fees and a user-friendly online application process, Simple Path Financial could be a good option. However, if you’re concerned about interest rates or need more flexible repayment terms, you may want to consider another lender.

Simple Path Financial BBB Reviews

There are many Simple Path Financial reviews on the Better Business Bureau (BBB) website. The company has an A+ rating and is accredited by the BBB.

Debbie W 02/17/2022

Working with this company has been a night mare . Said we could be out of debt only to been close to having wages attached, court appearances with no representation. If this review just helps one innoscent person I will be happy.

Neicy R. 02/01/2022

I found this company online and was excited about the help I thought I was going to get. I was encouraged to do a Debt Resolution program. I was told to stop my creditors from automatically drafting my payments and that Freedom Debt Relief via Simple Path would negotiate with my creditors to consolidate my debt. What ***didnt tell me is that I need to save 25% of my debt in the **** account BEFORE they negotiate. Wow! So I have to default on MULTIPLE accounts for over a year while I save $5K. He tried to make me feel bad by consistently bringing up the interests Im paying for my debt; I guess to get me to just agree & thats a no go. How do you expect people to not pay for months to over a year and further ruin the credit theyre supposed to help you fix. Im extremely disappointed but I will do this on my own.

Alex W 02/01/2022

Easy to submit interest with company online. Very repetitive phone calls, way too many. Spoke with *******- very pushy and a bit rude. Constantly spoke over me, the inquiring customer. Lost a customer due to her poor customer service.

Is Simple Path Financial a legitimate company?

The company has an A+ rating with the Better Business Bureau and is accredited by the BBB. Simple Path Financial is also a member of the Online Lenders Alliance.

So far, Simple Path Financial seems like a pretty legitimate company. But there are a few things you should keep in mind before taking out a loan with them. First of all, Simple Path Financial is a relatively new company. This means that they don’t have a long track record to show that they’re a reliable and trustworthy lender. Secondly, Simple Path Financial is an online-only lender. This means that you won’t be able to sit down with a loan officer face-to-face to discuss your loan options.

If you’re considering taking out a personal loan from Simple Path Financial, make sure you do your research and understand the risks involved. You should also compare offers from multiple lenders before making a decision.

Do you have experience with Simple Path Financial? Share your story in the comments below!

Best Debt Consolidation Companies