Progressive Debt Relief is a company that provides solutions to individuals having difficulty managing their debts. They provide a variety of services, such as debt negotiation, debt settlement, and debt consolidation, all tailored to help people manage their debt and take back control of their finances.
For those struggling with hefty amounts of unsecured debt, such as credit card debt or medical bills, Progressive Debt Relief can be a great asset. Through negotiations with creditors, it is possible to reduce the amount owed and become debt free quicker and with less financial burden.

Progressive Debt Relief Summary
- Minimum debt is $10,000. The majority of debt settlement firms necessitate that their customers owe a minimum of $10,000.
- Not accredited by the AFCC or the IAPDA. Progressive Debt Relief has no affiliation with the American Fair Credit Council (AFCC), the main professional association for debt settlement services. Additionally, they do not utilize any of their resources to attain accreditation for their debt resolution specialists from the International Association of Professional Debt Arbitrators (IAPDA).
- Type of debt covered. Progressive Debt Relief will only settle debts that are not backed by collateral, such as credit card balances, personal loans, and payday loans.
- Available in 1 state. Progressive is available in the state of Florida.
- Provides in-house debt relief services. This debt settlement company does not rely on middlemen from other companies, but instead has its own staff to take care of debt settlement accounts.
What is Progressive Debt Relief?
Based in Winter Springs, FL, Progressive Debt Relief has been providing debt settlement assistance to customers in one state across the US for over 10 years, since it was founded in 2006.
Progressive Debt Relief can be reached at their sole office in Winter Springs, FL 32708 USA. They are available by phone at (877) 590-1847, online at progressivedebtrelief.com, or by emailing [email protected].
How does Progressive Debt Relief work?

Progressive Debt Relief provides assistance with eliminating unsecured debt, including credit card debt and personal loans. This excludes any debt that is backed by an asset or collateral, such as car loans.
A debt settlement program can enable you and your creditors to come to an agreement that is agreeable to both parties. This entails submitting an application to receive a free consultation, setting aside funds, and explaining your financial situation to the creditors during the settlement process in order to guarantee a reasonable agreement.
No debts are taken on by them, and they do not offer any payment plans to creditors, tax advice, bankruptcy assistance, accounting advice, legal counsel, or credit repair services. This service is not offered in all states, and is only available in Florida.
Nobody can promise to settle all of your debts, so be wary if someone does make that claim. It’s possible that not all creditors will accept a negotiation, which means that the outcome is not guaranteed.
Progressive Debt Relief Pros & Cons
Pros | Cons |
---|---|
They don’t charge upfront fees | Minimum debt is $10,000 |
Their debt specialists are not accredited by the IAPDA | |
Only available in Florida | |
Not a member of the American Fair Credit Council |
How much does Progressive Debt Relief charge?

The amount Progressive Debt Relief charges for their services ranges from 20-25% of the enrolled debt, depending on the size of the debt.
The cost of debt relief services varies greatly depending on the individual, so it is recommended that you reach out to Progressive directly for an accurate estimate.
BBB Reviews
Despite having been in business for 17 years, Progressive Debt Relief has not yet been accredited by the Better Business Bureau, yet they have earned an “A+
Progressive has been given a rating of 4.2 out of 5 stars by its customers, which suggests that they have a mostly favorable standing. However, it should be taken into consideration that some have had unfavorable experiences with the company.
Within the past three years, the Better Business Bureau has received twelve grievances against Progressive. Most of these grievances concerned billing and collections.
FAQs

Does Progressive Debt Relief offer a guarantee?
Unlike certain debt settlement firms that advertise a money-back guarantee, Progressive Debt does not offer such a promise. However, due to the fact that it is illegal to request payment before settling an account, these guarantees may not be as helpful to consumers.
What is the minimum debt amount Progressive Debt Relief will settle?
In order to qualify for Progressive Debt Relief, customers must owe at least $10,000 in unsecured debt. If their debt amount is less than this, they might be better off getting debt consolidation loans or credit counseling services.
Is Progressive Debt Relief an in-house service?
Progressive Debt Relief has a team of employees who manage the procedure and settlements on the part of their customers.
Is Progressive Debt Relief accredited?
The two main organizations that represent the debt relief services sector are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).
Progressive Debt is not part of either of these organizations.
Is Progressive Debt Relief legit?
Progressive Debt Relief LLC was established in 2006 and has been in business for 17 years. Unfortunately, their debt settlement services are only available in Florida, which makes it difficult for customers living outside the state.
Progressively, despite being established in 2006, does not possess accreditation from the Better Business Bureau. Nonetheless, they do have an A+ rating from the Bureau and an average customer rating of 4.2 stars out of 5.