There are a lot of Point Break Financial reviews out there, and it can be tough to figure out what’s true and what’s not. So many people are struggling with debt consolidation right now, so it’s essential to ensure you’re working with a reputable company.
- 25th best financial firm, USA (INC Magazine)
- Minimum Debt $7,500
- $ 3 Billion Plus Debt Resolved
- BBB A+ Rating & Accredited
- $300 Million Debt Settled
- $8,000 Minimum Debt
In this article, we’ll take a look at Point Break Financial and see if it’s a scam or if it’s legit. We’ll also discuss the pros and cons of using their services so that you can make an informed decision about whether or not to work with them.
Point Break Financial is a web-based platform that connects borrowers with lenders. They do not broker loans, and they do not make or fund any product offerings, loans, or credit decisions. The web platform will securely submit the information you provide to a lender. Providing your information on the Point Break Financial website does not guarantee approval for a product offering.
There are a few things to consider before you decide to work with Point Break Financial. First, they are not a direct lender. This means that they will match you with a lender who may or may not be able to provide you with the loan you need. Second, Point Break Financial is not available in all states. If you live in a state where they do not operate, you will not be able to use their services.
Finally, Point Break Financial does have some negative reviews online from people who claim that the company is a scam. However, it’s important to remember that there will always be some people who are unhappy with any service, and that doesn’t necessarily mean that the company is a scam.
Who owns Point Break Financial?
The answer may surprise you. Point Break Holdings LLC is the company behind this debt consolidation service. The mailing address for the company is 1968 S Coast Highway #28, Laguna Beach, CA. Interestingly enough, there’s no mention of the CEO or any other key personnel on the website. This is definitely something to be aware of if you’re considering using their services.
So, what do we know about Point Break Financial? They’re a debt consolidation service that Point Break Holdings LLC operates. There’s no mention of who the CEO is or any other key personnel on the website. This could be cause for concern if you’re thinking about using their services. Make sure to do your research and read reviews before making any decisions.
Will Point Break Financial hurt my credit? It’s important to understand that any loan can potentially damage your credit. It depends on how you manage the loan and your financial situation. Keeping up with payments and using the loan wisely can help build a better credit profile. However, if you fail to make payments or use the loan irresponsibly, it can hurt your credit score.
Will Point Break Financial Hurt My Credit?
Will Point Break Financial hurt my credit? It’s important to understand that any loan can potentially damage your credit. It depends on how you manage the loan and your financial situation. Keeping up with payments and using the loan wisely can help build a better credit profile. However, if you fail to make payments or use the loan irresponsibly, it can hurt your credit score.
The best way to determine if Point Break Financial will impact your credit is to look at the terms of the agreement and understand how they work with other services you may be using, such as conventional banks or other lenders. For example, some lenders offer lower interest rates for those with higher credit scores, while others offer more lenient terms for someone with a lower score. Knowing these details ahead of time can help you determine whether or not you can benefit from working with Point Break Financial.
Point Break Financial Pros and Cons
If you’re considering using Point Break Financial to consolidate your debt, you should know that there are more cons than pros. First of all, they’re not a lender, so you’ll have to go through a third-party lender, which can be risky.
Second, there have been numerous reports of this company scamming people. So if you do decide to use them, be very careful and make sure you understand the terms and conditions before signing anything.
Overall, we would not recommend using Point Break Financial for debt consolidation. There are better options out there that won’t put you at risk of being scammed.
Point Break Financial BBB Rating & Reviews
There’s no Point Break Financial BBB rating. There are many debt consolidation companies out there, and it’s hard to know which one is the best for you. That’s why we’ve decided to write this blog post, to help you make an informed decision about whether or not Point Break Financial is the right company for you.
We did a little research on Point Break Financial, and we found that they don’t have a BBB account. That’s not necessarily a bad thing, but it’s something to keep in mind. I also found that there are some complaints about the company online. Nothing major, but something to be aware of.
All in all, we would say that Point Break is not perfect. As always, make sure to do your own research before making any final decisions.
Is Point Break Financial legit?
Is Point Break Financial legit? As with any company that you may be considering doing business with, it’s essential to do your research to make sure they are legitimate. A quick Google search of “Point Break Financial scam” will bring up a variety of results and complaints from people who have had dealings with the company.
While it’s always important to take everything you read on the internet with a grain of salt, in this case, there seems to be a consensus that Point Break Financial is not a reputable company. In addition to being accused of being a scam, they have also been referred to as “predatory” and “not a lender.”
If you’re considering doing business with Point Break Financial, we strongly recommend you reconsider. Plenty of other companies can provide you with the financial assistance you’re looking for without all of the negative baggage.
Have you had any dealings with Point Break Financial? Tell us about your experience in the comments below. Don’t forget to like and share this post if you find it helpful!
3 Comments
I received a “pre-approval” letter for up to a $50,000 loan. Carl, at Point break advised while I didn’t qualify for a loan, I had qualified for a program with Elite Legal Practice, whereas 13 of my 16 accounts fell under “predatory” lending practices and could be invalidated & expunged from my credit record. I contacted ELP and questioned them about arbitration clauses on some of these accounts as well as the fact that I wasn’t even delinquent on any of these accounts. I was assured that would not affect the process. After reading the contract which indicated I would pay them 38 payments of $593 to invalidate the debts which left plenty of loopholes for ELP to charge me additional fees and not address some debts, I chose not to proceed. I understand how they could invalidate debt once the debt had been turned over to a collection agency and perhaps sold to another collection agency. I could not see how a debt could be invalidated while still dealing with the original creditor. It seems like a scam to me.
Visitor Rating: 4 Stars
Visitor Rating: 4 Stars