Pacific Debt  Review

Ad Disclosure: We receive referral fees from advertisers. Learn More

Are you struggling to keep up with your credit card payments? Are you feeling overwhelmed and stressed out by your debt? If so, Pacific Debt may be the solution for you. Pacific Debt is a leading provider of debt relief services, and they can help you get back on track financially. In this Pacific Debtreview, we will discuss the company’s services and how they can help you overcome your credit problems.

It offers a variety of services that can help you get out of debt. They offer debt consolidation, credit counseling, and debt settlement. Pacific Debt can help you negotiate with your creditors to lower your interest rates and monthly payments. They also offer a money-back guarantee if you are not satisfied with their services.

If you are struggling with your debts, we highly recommend that you consider Pacific Debt. Their services have helped thousands of people get out of debt and improve their financial situation. with your creditors to lower their interest rates and monthly payments.

Pacific Debt

What is Pacific Debt Inc?

It is a company that offers debt relief services. They are a for-profit organization and they have been in business since 2002. Pacific Debt is accredited by the Better Business Bureau (BBB) and they have an A+ rating.

The company provides services to people who are struggling with credit card debt, medical debt, and other types of unsecured debt. It offers two main programs: settlement and consolidation.

Under their settlement program, they will negotiate with your creditors to try to get them to agree to accept less than the full amount that you owe. If they are successful, you will then make payments to Pacific Debt which will hold the money in an escrow account. Once they have enough money in the account to pay off your creditors, they will do so and you will be debt-free.

The Pacific Debt consolidation program is a bit different. With this program, you will take out a loan which you will use to pay off all of your outstanding debts. You will then make one monthly payment to Pacific Debt which they will use to pay off your loan. The benefit of this program is that you will usually end up with a lower interest rate than what you are currently paying on your debts.

How much does Pacific Debt charge?

Pacific Debt is a for-profit company that charges fees for its services. The company does not charge any upfront fees, but it does charge monthly service fees and a percentage of the amount of debt that is settled.

The company’s average fee is 15% of the total debt settled, plus a $49 monthly service fee. For example, if you have $20,000 in credit card debt and they settle your debt for $16,000, you will pay Pacific Debt $240 ($160 + $80 in monthly service fees).

You will also be responsible for paying any debts that are not settled by Pacific Debt. In some cases, they may be able to negotiate with your creditors to have them waive certain fees or interest charges.

If you are struggling with debt, they may be able to help you get out of debt faster than you could on your own. However, it is important to understand the cost of the company’s services before you decide to use their services.

Is Pacific Debt a good company?

Pacific Debt is a debt settlement company that has been in business since 2002. The company is headquartered in San Diego, California, and operates in all 50 states. Pacific Debt is accredited by the Better Business Bureau (BBB) with an A+ rating and has an A rating with the National Association of Certified Credit Counselors (NACC). it’s also a member of the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

This amazing company has helped over 100,000 consumers settle their debts and get on the path to financial freedom. If you’re looking for a reputable and experienced debt settlement company, Pacific Debt is a great option.

Best Debt Consolidation Companies