Pacific Debt  Review

Ad Disclosure: We receive referral fees from advertisers. Learn More

Are you struggling to keep up with your credit card minimum payments? Are you feeling overwhelmed and stressed out by your debt? If so, Pacific Debt Relief may be the solution for you. Pacific Debt is a leading provider of debt relief services, they offer debt settlement services for most types of unsecured debt and help consumers get back on track financially. In this Pacific Debt review, we will discuss the company’s services and how they could help you overcome your credit problems, payday loans, and raise your credit score.

Pacific Debt offers a variety of services that can help you get out of debt. Pacific Debt focuses on consolidating debt, consumer credit counseling where you’ll work with a debt specialist in constant communication who will walk you through the entire process (many companies like National Debt Relief do not offer this service), debt settlement, and some of the collateral-based loans, such as car loans, home loans, and medical bills. Pacific Debt services can help you negotiate with your creditors to lower your interest rates and monthly payments and eventually become debt free. They also offer services like a free consultation and a money-back guarantee if you are not satisfied with their services.

If you are struggling with your debts, we highly recommend that you consider start working with Pacific Debt Inc. Their services have helped thousands of people get out of debt and improve their financial situation with their creditors to lower their interest rates and monthly payments.

Pacific Debt

What is Pacific Debt Inc?

It is a company that offers debt relief services. They are a for-profit organization and they have been in business since 2002. Pacific Debt Inc is accredited by the Better Business Bureau (BBB) and they have an A+ rating.

The company provides services to people who are struggling with credit debt, medical debt, and other types of unsecured debt. How does Pacific Debt work? It offers two main programs: settlement and consolidation.

Under the Pacific Debt settlement program, Pacific Debt works with your creditors to try to get them to agree to accept less than the full amount that you owe. If they are successful, you will be asked to begin saving money in a separate account and then make one monthly payment to Pacific Debt which will hold the money in an escrow account. Once they have enough money in the bank account to pay off your creditors, they will do so and you will be debt free. The company’s service fees range from 15% to 25% of the total debt enrolled in its debt settlement program.

The consolidation program is a bit different. With this program, you will take out a loan which you will use to pay off all of your outstanding unsecured debts. Then each month, you’ll deposit money to Pacific Debt which they will use to pay off your loan. The benefit of this program is that you will usually end up with a lower interest rate than what you are currently paying on your debts.

How much does Pacific Debt charge?

Pacific Debt is a for-profit debt relief company that charges fees for its services. The company does not charge any upfront fees like other debt relief companies, but it does charge monthly service fees and a percentage of the enrolled debt that is settled.

The company’s average fee is 15% of the total debt settled, plus a $49 monthly service fee. For example, if you have $20,000 in credit card debt and they settle your debt for $16,000, you will pay Pacific Debt $240 ($160 + $80 in monthly service fees).

You will also be responsible for paying any debts that are not settled by Pacific Debt. In some cases, they may be able to negotiate with your creditors to have them waive certain fees or interest charges.

If you are struggling with debt, they may be able to help you get out of the outstanding debt faster than you could on your own. However, it is important to understand the cost of the company’s services before you decide to use their services.

Is Pacific Debt a good company?

Pacific Debt Relief is a consumer debt settlement company that has been in business since 2002. The company is headquartered in San Diego, California, and operates in all 50 states. Pacific Debt is accredited by the Better Business Bureau (BBB) with an A+ BBB rating and has an A rating with the National Association of Certified Credit Counselors (NACC). it’s also an accredited member of the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA).

This amazing company is a leader in the debt settlement industry and has helped over 100,000 satisfied customers that found Pacific Debt is the best way to settle their unsecured debts to avoid bankruptcy and get on the right direction to financial freedom. If you’re looking for a reputable and experienced debt settlement company type with pretty good service, we would definitely recommend Pacific Debt Relief, you can find out if Pacific Debt operates where you live by consulting the company’s website, where you can get the answer to all your questions about the next steps on how the program works, the paperwork process and getting a free consultation.

Best Debt Settlement Companies

National Credit Foundation
Average rating:  
 0 reviews