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Goldman Sachs is a leading financial institution that provides a wide range of products and services, from loans and deposit products to credit cards. They advertise their services at marcus.com.

Marcus By Goldman Sachs Summary
Personal loans can be a great way to consolidate debt, finance a large purchase, or cover unexpected expenses. But with so many lenders to choose from, it can be tough to know where to start. Marcus by Goldman Sachs is a popular option for personal loans, but what is this lender all about?
The website’s terms and conditions were investigated, and some information was discovered.
Things that caught the attention:
- Rates with Marcus range from 6.99% to 24.99% APR.
- It offers personal loans from $3,500 to $40,000.
- Loan terms range from 36 to 72 months.
- You can receive a .25% APR reduction when you enroll in AutoPay.
- Only the most creditworthy applicants qualify for the lowest rates and longest loan terms.
What Is Marcus By Goldman Sachs?
Goldman Sachs is a leading global investment bank with a wide range of services including banking, lending, and investing. Goldman Sachs Bank USA offers a variety of loans, deposit products, and credit cards to meet your needs.
Choosing the right financial institution is important, and one way to make sure you’re picking a good one is to check for accreditation. The Better Business Bureau gives Marcus by Goldman Sachs an A+ rating, and they’ve been accredited since 11/28/2018. With 153 years of experience in business, they have an average of 223 customer reviews and 625 complaints closed in the last 3 years. The company is headquartered in Draper, UT at 11850 S Election Rd., and you can reach them by phone at (844) 627-2871.
How Does Marcus By Goldman Sachs Work?

There are many reasons why someone might take out a personal loan. Maybe you need to consolidate debt, finance a home improvement project, or cover the cost of a big move. Whatever your reason, Marcus by Goldman Sachs can help. They will ask you some questions to determine what kind of loan options would be best for you. Then, you can explore all of the different loan options and pick the one that works best for you and your budget. Lastly, you’ll complete your application and verify your identity.
How To Qualify For Marcus By Goldman Sachs
To get the process started, Goldman Sachs Marcus will need some key pieces of information from you. This includes your name, address, and annual income. They will also require your social security number or individual tax ID number for verification. To confirm your identity, income, and/or employment status, you may be asked to provide documentation.
Your credit score is one of the most important factors in determining whether or not you will be approved for an unsecured personal loan. That’s why it’s crucial to check your credit score and order a credit report before applying for any loans. This will help you identify areas where you need to improve to increase your chances of getting approved.
Marcus By Goldman Sachs BBB Reviews
This company has an A+ rating from the Better Business Bureau (BBB) and has been accredited by the BBB since 11/28/2018. They have an average customer review rating of 1 star out of 5, with a total of 223 reviews posted and 625 complaints closed in the last 3 years.
Here are some reviews:
Jeff L 10/13/2022
Worst customer service ever. They never got ahold of me and marked my bill late for 4 months I had that since 18 never missed a payment never was late until they took it over they ruined my credit dropped it down 75 and would not fix it so I paid off the balance and close at account and would never ever recommend using these guys.
Dorvetta P 10/10/2022
The worst customer service was held for over minutes. I wasted my whole lunch break and still got nothing resolved. Ask the supervisor who kept getting the same speech they can’t help you. Finally, my lunch break was over I had to go back to work myself. I guess I have to call again tomorrow.
Andrea A 10/04/2022
I have been a good customer of this credit card company. I recently asked for a payoff so I could have a 0 balance on my account. I paid the exact amount given to me. The very next day I had an interest charge amount added to my account. They claim they don’t include interest charge amounts in their payoffs. I argued with them about this starting over and over I was given inaccurate information. They didn’t care. It is very apparent they are not honest and withhold the information for the purpose of having their customers carry a balance. Very poor customer service and very dishonest. I have closed my account and will never do business with them again!
Marcus By Goldman Sachs FAQs

How Much Does Marcus By Goldman Sachs Charge?
Marcus’s personal loans are some of the best around. There are no sign-up fees or late fees, and you can borrow anywhere from $3,500 to $40,000. The interest rates are fixed and can range from 6.99% to 24.99%.
Are There Any Pre-Payment Penalties?
No prepayment penalties exist.
How Does Marcus By Goldman Sachs Affect Your Credit?
It’s important to keep track of your credit score so you can be aware of your financial health. Marcus by Goldman Sachs allows you to check your rate without worrying about your credit score. This is because only a soft inquiry is performed during the rate-checking process.
Before you accept a loan offer, it’s important to understand how hard inquiries can impact your credit score. A hard inquiry is performed when you’re approved for funding, and it can cause your score to drop. Worse, it’s visible to third parties who may use it to make decisions about you.
How To Cancel Marcus By Goldman Sachs
There are a few things to consider before taking out a loan. Make sure you understand all the terms and conditions associated with the loan, as well as the implications of not being able to repay it. Weigh your options carefully to ensure that a loan is a right choice for you.
Are you struggling to make ends meet? Here are some tips that may help you get back on track.
- Making and following a budget is an excellent way to make sure you only spend what you can afford.
- It’s always a good idea to speak with a financial advisor to get the most accurate information about your specific situation. They can help you understand all of your options and develop a plan that makes the most sense for you.
- Don’t despair just because you’re in debt! Many companies are willing and able to set up a payment plan that’s more manageable for their customers. So reach out to their customer service team to get more information.
Is Marcus By Goldman Sachs Legit Or A Scam?
Goldman Sachs is a well-established financial institution with a long history dating back over 150 years. They offer a wide range of services and have an excellent reputation, with an A+ rating from the Better Business Bureau and an average of 223 customer reviews. However, they have also had 626 complaints in the last 3 years and only 1 out of 5 stars from customers rating.
Even though you might be in need of some quick cash, it is important to remember to do your research before signing up for a loan with any financial institution. By reading customer reviews, you can get a better idea of what you’re getting yourself into and avoid taking out a loan that you can’t afford.
Do you know marcus.com? Leave your experience and review below!
Thank you for reading!
Marcus By Goldman Sachs Review
Goldman Sachs is one of the oldest and most reputable financial institutions in the world. With over 150 years of experience, they have built up a solid reputation as a trusted provider of financial services. However, in recent years they have come under fire from customers, with 626 complaints filed in the last 3 years and only 1 out of 5 stars on customer review sites.
Marcus By Goldman Sachs Review
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Marcus By Goldman Sachs
Marcus By Goldman Sachs Summary
Goldman Sachs is one of the oldest and most reputable financial institutions in the world. With over 150 years of experience, they have built up a solid reputation as a trusted provider of financial services. However, in recent years they have come under fire from customers, with 626 complaints filed in the last 3 years and only 1 out of 5 stars on customer review sites.