Point Break Financial is a web-based platform that connects borrowers with lenders. It does not broker loans or make or fund any product offerings, loans, or credit decisions. This offer does not constitute an offer or solicitation for loan products prohibited by any state law. For more information, read our full Point Break Financial Review.
Is Point Break Financial Legit?

The company has been in business since 2018 and is based out of Austin, Texas. They have a website and social media presence, but limited information is available about their services and how they operate.
When researching the legitimacy of Point Break Financial, it’s essential to understand the nature of their business. They are not direct lenders but rather a lead generation company. This means that instead of lending you money directly, they will sell your information to other companies who may be able to provide you with a loan or other financial product.
It’s important to note that Point Break Financial does not guarantee approval for any loan or financial product you may be offered through them. It’s also important to understand that if you accept an offer from one of their partners, you will likely be subject to high-interest rates and fees associated with the loan or product.
If you’re considering using Point Break Financial for debt consolidation or other financial needs, it’s essential to compare offers from multiple lenders before making a decision. Be sure to read all terms and conditions carefully before signing any agreement so that you fully understand what you’re getting into and can make an informed decision about whether this is the right option for you.