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If you’re in need of some extra cash and you don’t want to take out a loan from a bank, Fiona might be a good option for you. Fiona is a personal loans company that offers quick and easy loans to people in need. However, before you decide to take out a loan with them, it’s important to understand the pros and cons of doing so. In this Review, we will take a closer look at what this company has to offer.

The first thing to note about this company is that they offer loans with very competitive interest rates. If you’re looking for a loan with a low-interest rate, Fiona is definitely worth considering. Another pro of taking out a loan with them is that they have a very user-friendly website and application process. Applying for a loan is quick and easy, and you can usually get your money in as little as 24 hours.

However, there are also some cons to taking out a loan with Fiona. One of the biggest drawbacks is that it does not currently operate in all 50 states. So if you live in a state where Fiona doesn’t do business, you won’t be able to take out a loan with them. Additionally, it does not offer loans to people with bad credit. So if you have bad credit, you’ll need to look elsewhere for a personal loan.

Overall, Fiona is a great option for people who need quick and easy access to cash. However, before you decide to take out a loan with them, be sure to weigh the pros and cons. That way, you can be sure that taking out a loan with Fiona is the right decision for you.


  • You can see offers from multiple lenders in one place.
  • Fiona offers loans from $500 to $100,000.
  • If you have good credit, you could qualify for a lower interest rate.


  • It charges an origination fee of up to five percent of the loan amount.
  • It’s lending partners may not be available in all states.
Fiona Review 1

What is Fiona?

It is a personal loan company that offers loans to qualified applicants. Their personal loans can be used for a variety of purposes, including consolidating debt, paying for unexpected expenses, or funding a large purchase.

They offer competitive rates and terms on their personal loans, and you can check your rate without impacting your credit score. Fiona also has a mobile app that makes it easy to manage your loan and make payments on the go.

Eligibility Requirements

To qualify for a personal loan, you’ll need to have a credit score of at least 640 and a steady income. You must also be a U.S. citizen or permanent resident, and be at least 18 years old.


It charges an origination fee of up to five percent on personal loans, which is typical for the industry. There are no other fees charged, so you won’t have to worry about things like late payment fees or prepayment penalties.

Repayment Terms

Repayment terms for personal loans range from 24 to 84 months, depending on the loan amount and your creditworthiness. Your monthly payment will be fixed, so you’ll know exactly how much you need to pay each month.

If you have any questions about their personal loans, you can contact customer service by email or phone. It also has an extensive FAQ section on its website that covers a variety of topics related to personal loans.

How much does Fiona charge?

Fiona charges an origination fee of 0.50% – five dollars for every thousand dollars you borrow. They also charge a late payment fee of up to $15 if your payment is more than 15 days late, and a returned payment fee of up to $25 if your payment is returned by your bank. You can avoid these fees by signing up for autopay, which will automatically deduct your monthly payments from your bank account.

Overall, their fees are on the lower end when compared to other personal loan providers. Origination and late fees are common among lenders, but returned payment fees are less common. Fiona’s fees are transparent and easy to understand, which is always a plus.

Is Fiona a good company?

Fiona is a personal loan provider that offers loans of up to $100,000. The company has been in business since 2014 and is headquartered in San Francisco, CA. Fiona is also a member of the National Association of Personal Financial Advisors.

So, Is Fiona a good company?

The only negative we could find was that some customers have complained about the customer service is slow to respond to questions. However, Fiona does have a money-back guarantee, so if you’re not happy with your loan, you can get your money back.

If you’re in the market for a personal loan, Fiona is definitely worth considering. They offer loans of up to $100,000 and have a good reputation. Just be sure to read the fine print before taking out a loan to make sure you understand all the terms and conditions.

Have you ever used Fiona or considered using them for a personal loan? What were your thoughts? We’d love to hear from you in the comments below. Thanks for reading!

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