If you’ve recently received a pre-qualification loan mailer and found yourself enrolled with Crimson Legal Group, you may be wondering about the legitimacy of this company. Furthermore, if you tried to contact them at (888) 403-7920 only to be routed to a medical device company, it’s only natural to have questions about what Crimson Legal Group is all about. In this article, we will delve into the details of Crimson Legal Group, examine its reviews, and help you make an informed decision about whether it’s a scam or a legitimate debt relief law firm.
What is Crimson Legal Group?
Crimson Legal Group presents itself as a debt relief law firm specializing in debt settlement. Upon exploring their website, it becomes evident that they offer services related to bankruptcy filing and other debt-relief options. According to their website, each lawyer listed is either a manager, member, partner, limited partner or staff attorney. This information suggests that they have a team of legal professionals dedicated to assisting individuals with their financial struggles.
One aspect to consider when evaluating the credibility of a company is the age of its website. By using the Wayback Machine, a tool that archives web pages over time, we can gather insights into the history of Crimson Legal Group’s website. Surprisingly, the website has been in existence for five years, which indicates a more established presence compared to some newer entities. This longevity might be seen as a positive factor for those seeking a reliable debt relief service.
Crimson Legal Group Reviews: BBB and Google
To gain a comprehensive understanding of Crimson Legal Group’s reputation, it’s beneficial to explore reviews and feedback from previous clients. The Better Business Bureau (BBB) and Google are two commonly referred-to platforms for this purpose.
BBB Reviews and Complaints
Crimson Legal Group currently holds a 2/5 rating on BBB, based on 11 reviews, and has an A- rating. Over the past three years, they have received seven complaints. One notable review mentions an experience where the client paid $299.70 for 28 months towards a $10,200 debt. Despite this substantial payment, Crimson Legal Group requested an extension of the contract for an additional 6 to 9 months. The reviewer also expressed concerns about inconsistent paperwork and the legal group’s unwillingness to provide direct answers regarding settled accounts.
0 stars, as many other complaints have said, 60% of the payments I made seem to have gone to their service (pockets) and the rest goes to the debt as I have made many payments over the course of 15 months and at this point I’m out of funds barely able to live on my funds alone with me and my wife working trying to raise kids. The only benefit I see with their service is that the creditors no longer contact me. They were in no way clear with how much I owed as far as they informed me of the next bill. As far as representatives I will commend their response time to be but as for actually contacting their sensitive they didn’t quite understand their own service, most of the time I can tell they reflected which has been very frustrating, an example would be I would ask where the payments are going they would need to ask their head as they didn’t have that information or they would deflect on to something.
Only pay on one account. Never resolve my other account. I was to be finished this August 2022. Now I am paying a lawyer’s firm for another year. In the very beginning, the representative had me stop payments on my ** accounts, and found out a month later that the ** was to repossess my automobile if payments were not caught up, which affected my credit showing two months late. Very disappointed in thinking I would be free in a free days, but left with a **** of almost $3,000 owed.Worst mistake I’ve ever made dealing with this misleading company, Crimson Servicing.
Really 0 stars! I consolidated 2 Loans in March 2020, my payments are $352.00 and were supposed to have been paid with negotiations in March 2023, according to my debaters they have not paid the first payment on either Loan! I have confronted them about this and they keep saying I still owe 32 payments and they don’t know what I mean. I have my original spreadsheet and where they withhold my $$$ every month…Going to my Bank!
On Google, Crimson Legal Group has a rating of 2.9 stars based on 21 reviews. Notably, three top reviewers labeled the legal group as a potential scam that does not genuinely assist its clients. These reviewers also pointed out that fees were charged without any progress made on the cases, resulting in significant negative impacts on their credit scores. One individual claimed that Crimson Legal Group initially appeared promising but failed to take action once payments were made.
Your Options: Stay or Cancel
If you find yourself enrolled with Crimson Legal Group and want to make an informed decision, there are a few considerations to keep in mind. Firstly, if you wish to continue with their services, it is crucial to thoroughly read the Client Services Agreement. Pay attention to the timing of fee deductions and the specific services they are providing. If fees are being deducted before any settlements are made, it raises questions about their process and the percentage fee they charge.
On the other hand, if you decide to cancel your enrollment, reaching out to Crimson Legal Group directly might be an option. However, if they do not facilitate an easy cancellation process, you may need to seek assistance from your bank to halt any payments associated with the program.
How does Crimson Legal Group impact credit scores during the debt settlement process?
Answer: Debt settlement by Crimson Legal Group can negatively impact credit scores as missed or late payments are reported during the negotiation process. These negative marks can result in significant credit score decreases, potentially making it more challenging to obtain credit or favorable loan terms. It’s important to consider the potential long-term consequences on creditworthiness before proceeding with debt settlement as a choice to become debt free.
Has Crimson Legal Group been involved in any regulatory investigations or disciplinary actions?
Answer: As of the available information, Crimson Legal Group has not been publicly associated with any regulatory investigations or disciplinary actions. However, it is advisable to stay updated on any developments in this regard.
How transparent is Crimson Legal Group regarding its fee structure and potential additional costs?
Answer: Some clients have expressed concerns about Crimson Legal Group’s lack of transparency regarding fees and potential hidden costs. It is crucial to carefully review the Client Services Agreement and seek clarification on all fees, monthly payments, and charges before proceeding.
Have clients reported negative experiences with Crimson Legal Group’s communication and responsiveness?
Answer: Negative client experiences often highlight issues with Crimson Legal Group’s communication and responsiveness. Some clients have expressed frustration at the lack of timely and clear communication, leading to confusion and dissatisfaction.
Are there instances where Crimson Legal Group failed to achieve satisfactory debt settlements for their clients?
Answer: Negative reviews and complaints suggest that it may not consistently achieve satisfactory debt settlements for its clients. Some clients have reported minimal progress or unfavorable outcomes despite paying fees for their services. Crimson Legal Group Overview Crimson Legal Group Overview Debt Settlement (also referred to as debt negotiation, negotiated debt settlement, or sometimes incorrectly called debt consolidation)
How does Crimson Legal Group address concerns raise by clients regarding extended contract durations?
Answer: Clients have voiced concerns about Crimson extending contract durations beyond initial expectations. It is important to seek clarification on contract terms and ensure that any extensions are justified and beneficial to the client.
Does Crimson Legal Group provide adequate support and resources for clients to rebuild their credit after debt settlement?
Answer: Negative reviews indicate that Crimson may provide limited support and resources for clients to rebuild their credit after debt settlement. It is important to have realistic expectations regarding the level of assistance provided in this regard.
Have there been instances where clients felt misled or deceived by Crimson Legal Group’s advertising or promises?
Answer: Some clients have reported feeling misled or deceived by its advertising or promises. It is advisable to critically evaluate their marketing claims and seek objective information before making a decision.
Can Crimson Legal Group guarantee specific results or outcomes for clients’ debt settlement cases?
Answer: It is essential to note that no debt relief firm can guarantee specific results or outcomes. Its ability to settle debts and achieve favorable outcomes may vary based on individual circumstances and creditor cooperation. Crimson is potentially part of a network of debt relief law firms based on similarities with other law firms.
Have clients experienced difficulties in canceling their enrollment or obtaining refunds from Crimson Legal Group?
Answer: Negative reviews and complaints have raised concerns about difficulties clients faced when trying to cancel their enrollment with Crimson or obtain refunds. It is important to understand the cancellation policies and procedures before engaging with the company.
When evaluating the legitimacy of Crimson Legal Group, it’s essential to consider various factors, such as website age, reviews, and client experiences. While the website’s longer tenure might instill some confidence, the mixed reviews on BBB and Google raise concerns about their services. Clients have expressed dissatisfaction with extended contracts, inconsistent paperwork, and a lack of progress on their cases. Consequently, individuals considering Crimson Legal Group should carefully assess their options and thoroughly understand the terms and conditions before making a decision.
Ultimately, the decision to proceed with Crimson Legal Group or explore alternative debt relief options is a personal one. It is advisable to conduct further research and potentially consult with financial professionals or trusted advisors who can provide guidance tailored to your specific situation. Remember, it’s crucial to prioritize your financial well-being and work with reputable organizations to achieve your debt relief goals.