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Home»Debt Consolidation»Credit 9 Review: A scam or a trustworthy company?

Credit 9 Review: A scam or a trustworthy company?

Karen LasshoferBy Karen LasshoferMarch 21, 20222 Comments5 Mins Read
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Contents

  • 1 Credit 9 Pros and Cons
  • 2 How does Credit 9 affect your credit?
  • 3 Credit 9 BBB Review
  • 4 Is Credit9 a legitimate company?
        • 4.0.0.1 User Review

When it comes to personal loans, Credit 9 is one of the most popular companies in the industry. But is this company a scam, or can you trust them with your money? In this Credit 9 Review, we will take an in-depth look at this company and see what they have to offer. We will also discuss their fees, interest rates, and other important information about their loans. So, if you are considering borrowing money from Credit 9, then be sure to read our review first!

Credit 9 is a personal loan provider that offers loans to people with bad or no credit. The company was founded in 2013, and they are based in Los Angeles, California. Credit 9 offers three different types of loans: short-term loans, long-term loans, and lines of credit.

They have an A+ rating with the Better Business Bureau, and they are accredited by the BBB. Credit 9 has a variety of repayment options, including weekly, biweekly, and monthly payments.

You probably received a mailer with a personalized reservation code offering you a pre-approved loan with a below 5% interest rate to consolidate your credit card and other high-interest debt. You may have been directed to visit Apply Credit 9 or Loan Credit 9 to claim your funds.

Credit 9

Credit 9 Pros and Cons

There are a few pros to using Credit Nine. For example, if you have bad credit, you may be able to get a loan with Credit Nine. Also, the interest rates are generally lower than other personal loan companies. However, there are some cons to using this company as well. First of all, some customers complain that their customer service is terrible.

How does Credit 9 affect your credit?

If you’re thinking about using Credit 9 to consolidate your debt, you might want to think twice. While this company does offer personal loans at a lower interest rate than some of its competitors, there are some major drawbacks that you should be aware of before you apply.

For one thing, Credit 9 will only work with people who have good credit. If your credit score is below 650, you won’t be able to get a loan from this company. Additionally, the interest rates on these loans are still quite high, so you could end up paying more in the long run if you don’t make your payments on time. Finally, Credit 9 has been known to charge hidden fees and penalties, so be sure to read the fine print before you sign up for a loan.

All in all, Credit 9 is a risky proposition. If you have good credit and can get approved for a loan, you might be able to save some money on interest. However, there are better options out there if you’re looking to consolidate your debt. You should definitely shop around before you decide to use Credit 9.

Credit 9 BBB Review

If you’re considering applying for a personal loan through Credit 9, beware! Here are some Credit 9 BBB reviews:

Mary S 03/18/2022

I wasn’t really sure at the time, but they were very straightforward and did everything they said they would do in a timely fashion. I have been very pleased with their service.

Christopher R 03/17/2022

Annoying and pushy. They called today offering their services with the usual pitch. When I told them that I was not interested, they pushed again that they weren’t trying to sell me anything and wanted to transfer me to a “specialist”. I advised again that I was simply not interested in doing so, to which their response was to simply hang up on me after that. Checked their site as well as the parent companies, not able to find any *** links or forms to fill out. Kinda sketchy to me that they don’t have a *** page or information. I’m also on the *** national registry and have never worked with them before.

Ian f 03/17/2022

Have made multiple payment issues with interest being charged to my additional payments, which they shouldn’t per loan contract. Refuse to fix errors.

Is Credit9 a legitimate company?

If you’re considering taking out a personal loan with Credit 9, you may be wondering if the company is legitimate. After all, there are many scams out there promising loans with low-interest rates and no fees, only to end up costing the borrower more money in the long run.

So, is Credit 9 a legitimate company? The answer is we are suspicious! The company does not have a physical address listed on its website, and the only way to contact them is via email.

While Credit 9 may not be a scam, we would recommend that you proceed with caution if you’re considering taking out a loan with them. There are many other personal loan companies out there that are more established and reputable than Credit 9. So, if you’re looking for a personal loan, we suggest you choose another lender.

Do you have experience with Credit 9? We’d love to hear from you in the comments below!

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Karen Lasshofer

Karen Lasshofer is a Mexican writer and real estate investor.  She was born in Veracruz. She spent a year living in New York City. She moved to Kentucky for two months and decided to move back to Mexico. In her spare time, she enjoys playing video games (especially League of Legends) and singing horribly off-key karaoke songs.

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2 Comments

  1. john on November 2, 2022 7:03 pm

    I almost went with credit 9 to consolidate some of my debt. Everything was good all the way to the end when my 3rd red flag went up. First red flag was how easy it was to consolidate, this may be a given but i still think it was too easy, second red flag was 0% interest, Im sorry but any loan to consolidate is going to have some interest, my third and final red flag was they wanted my account number and routing, I told them to send me a link so I can put in that information myself because I simpy dont trust anyone with that information, which they said no we cant do that, so I said no thanks. This maybe a good company but it looks and sounds too good to be true and it probably is a scam on a different level.

    Reply
  2. Ramona Kearns on December 7, 2022 10:31 pm

    I was considering credit9. However, it sounds like a scam because they said I would need a cosigner and a short repayment period. What’s the point of having a cosigner if I am required to have a short repayment period.r

    Reply

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