When it comes to personal loans, Credit 9 is one of the most popular companies in the industry. But is this company a scam, or can you trust them with your money? In this Credit 9 Review, we will take an in-depth look at this company and see what they have to offer. We will also discuss their fees, interest rates, and other important information about their loans. So, if you are considering borrowing money from Credit 9, then be sure to read our review first!
Credit 9 is a personal loan provider that offers loans to people with bad or no credit. The company was founded in 2013, and they are based in Los Angeles, California. Credit 9 offers three different types of loans: short-term loans, long-term loans, and lines of credit.
They have an A+ rating with the Better Business Bureau, and they are accredited by the BBB. Credit 9 has a variety of repayment options, including weekly, biweekly, and monthly payments.
You probably received a mailer with a personalized reservation code offering you a pre-approved loan with a below 5% interest rate to consolidate your credit card and other high-interest debt. You may have been directed to visit Apply Credit 9 or Loan Credit 9 to claim your funds.
Who owns Credit 9?
Wealthy CEO Banir Ganatra may have the answer. Ganatra, the owner and head of Credit nine Americor, recently bought a $17 million mansion on Florida’s Venetian Islands.
While it’s not clear how Ganatra obtained the funding for his lavish purchase, what is certain is that he’s now one of the richest men in America. And with great wealth comes great responsibility – something that Ganatra appears to be shirking when it comes to credit 9.
The website credit9.com has been accused of being a scam, with many users reporting that they’ve been duped out of money by its deceptive practices. If Ganatra is behind this site, he’s preying on people who are desperate for financial assistance.
At the very least, Ganatra should be more transparent about his involvement with credit 9. If he’s not running the site himself, he should make it clear who is and what their motivations are. Otherwise, he risks being complicit in a scheme that could ruin people’s lives.
Credit 9 Pros and Cons
There are a few pros to using Credit Nine. For example, if you have bad credit, you may be able to get a loan with Credit Nine. Also, the interest rates are generally lower than other personal loan companies.
However, there are some cons to using this company as well. First of all, their customer service is terrible. I have had to call them multiple times and each time it takes forever to get ahold of someone. Also, they are constantly changing the terms of their loans, which makes it very difficult to keep up with payments.
Overall, I would not recommend using Credit Nine unless you absolutely have to. Their poor customer service and constant changes make it more hassle than it’s worth.
How does Credit 9 affect your credit?
If you’re thinking about using Credit 9 to consolidate your debt, you might want to think twice. While this company does offer personal loans at a lower interest rate than some of its competitors, there are some major drawbacks that you should be aware of before you apply.
For one thing, Credit 9 will only work with people who have good credit. If your credit score is below 650, you won’t be able to get a loan from this company. Additionally, the interest rates on these loans are still quite high, so you could end up paying more in the long run if you don’t make your payments on time. Finally, Credit 9 has been known to charge hidden fees and penalties, so be sure to read the fine print before you sign up for a loan.
All in all, Credit 9 is a risky proposition. If you have good credit and can get approved for a loan, you might be able to save some money on interest. However, there are better options out there if you’re looking to consolidate your debt. You should definitely shop around before you decide to use Credit 9.
Credit 9 BBB Review
If you’re considering applying for a personal loan through Credit 9, beware! Here are some Credit 9 BBB reviews:
Mary S 03/18/2022
I wasn’t really sure at the time, but they were very straightforward and did everything they said they would do in a timely fashion. I have been very pleased with their service.
Christopher R 03/17/2022
Annoying and pushy. They called today offering their services with the usual pitch. When I told them that I was not interested, they pushed again that they weren’t trying to sell me anything, and wanted to transfer me to a “specialist”. I advised again that I was simply not interested in doing so, to which their response was to simply hang up on me after that. Checked their site as well as the parent companies, not able to find any *** links or forms to fill out. Kinda sketchy to me that they don’t have a *** page or information. I’m also on the *** national registry and have never worked with them before.
Ian f 03/17/2022
Have made multiple payment issues with interest being charged to my additional payments, which they shouldn’t per loan contract. Refuse to fix errors.
Is Credit9 a legitimate company?
If you’re considering taking out a personal loan with Credit 9, you may be wondering if the company is legitimate. After all, there are many scams out there promising loans with low-interest rates and no fees, only to end up costing the borrower more money in the long run.
So, is Credit 9 a legitimate company? The answer is we are suspicious! The company does not have a physical address listed on its website, and the only way to contact them is via email.
While Credit 9 may not be a scam, we would recommend that you proceed with caution if you’re considering taking out a loan with them. There are many other personal loan companies out there that are more established and reputable than Credit 9. So, if you’re looking for a personal loan, we suggest you choose another lender.
Do you have experience with Credit 9? We’d love to hear from you in the comments below!