ClearOne Advantage is a debt relief company that provides solutions to people who are struggling with debt. The company offers debt settlement services, debt management plans, and debt consolidation options to help people get out of debt and improve their financial situation. ClearOne Advantage works with creditors and lenders on behalf of their clients to negotiate lower interest rates, reduce or eliminate fees, and settle outstanding balances. The company also provides financial education and budgeting tools to help clients better manage their money and avoid falling back into debt. Overall, ClearOne Advantage aims to help people achieve financial freedom and regain control of their lives.
ClearOne Advantage pricing and fees
ClearOne Advantage’s pricing and fees vary depending on the individual’s financial situation and the level of debt they have. The company offers a free consultation to determine the best program for the client, which may include debt consolidation or settlement. There are no upfront fees, and the company only charges a fee once a settlement or consolidation is reached. The fee is a percentage of the amount saved, typically ranging from 18-25%. ClearOne Advantage is transparent about its fees and provides a clear breakdown of costs before clients agree to a program. Overall, ClearOne Advantage’s pricing and fees are competitive and fair, and the company is committed to helping clients achieve financial freedom.
How much money could you save with ClearOne Advantage debt settlement?
The amount of money you can save with ClearOne Advantage varies based on several factors, including the amount of debt you owe, your interest rates, and the length of time it takes to settle your debt. However, ClearOne Advantage claims that their clients typically save around 40% to 50% of their total debt, including fees. For example, if you owe $20,000 in credit card debt, you could potentially save $8,000 to $10,000 with ClearOne Advantage. Additionally, ClearOne Advantage offers flexible payment plans and negotiates with creditors to reduce interest rates and fees, which can further increase your savings. Overall, ClearOne Advantage can help you save thousands of dollars while working towards becoming debt-free.
What are the fees associated with ClearOne Advantage’s debt relief program?
ClearOne Advantage charges a fee of 20% to 25% of the total enrolled debt, which is spread out over the course of the program.
How does ClearOne Advantage’s pricing compare to other debt relief companies?
ClearOne Advantage’s pricing is competitive with other debt relief companies in the industry. However, the specific fees charged may vary based on the client’s individual circumstances.
Does ClearOne Advantage charge any upfront fees?
No, ClearOne Advantage does not charge any upfront fees to enroll in its debt relief program.
Are there any hidden fees or charges with ClearOne Advantage?
No, ClearOne Advantage is transparent about its fees and does not charge any hidden fees or charges.
How are ClearOne Advantage’s fees calculated?
ClearOne Advantage’s fees are calculated as a percentage of the total enrolled debt. The specific percentage charged may vary based on the client’s individual circumstances.
What happens if I am unable to complete the debt relief program with ClearOne Advantage?
If a client is unable to complete the debt relief program with ClearOne Advantage, the fees charged will be prorated based on the amount of debt that was settled.
Are there any discounts available on ClearOne Advantage’s fees?
ClearOne Advantage may offer discounts on its fees in certain situations, such as for military personnel or for clients who refer friends or family members to the program.
How long does ClearOne Advantage’s debt relief program typically take?
ClearOne Advantage’s debt relief program typically takes between 24 and 48 months to complete, depending on the individual client’s circumstances.
Can I negotiate the fees charged by ClearOne Advantage?
ClearOne Advantage’s fees are not negotiable, but the company may be willing to work with clients to create a payment plan that fits their budget.
How can I get more information about ClearOne Advantage’s pricing and fees?
To learn more about ClearOne Advantage’s pricing and fees, visit the company’s website or contact its customer service department directly.
- ClearOne Advantage: A debt settlement company that helps consumers negotiate and settle their debts with creditors.
- Debt settlement: The process of negotiating with creditors to reduce the amount owed on a debt.
- Creditors: The entities to whom a debt is owed, such as credit card companies or lenders.
- Debt-to-income ratio: A ratio that compares a person’s monthly debt payments to their monthly income.
- Settlement offer: A proposal made to creditors by ClearOne Advantage to settle a debt for less than the full amount owed.
- Payment plan: A plan created by ClearOne Advantage to help consumers pay off their debts in manageable installments.
- Enrollment fee: A one-time fee charged by ClearOne Advantage for enrolling in their debt settlement program.
- Monthly service fee: A fee charged by ClearOne Advantage for managing a consumer’s debt settlement program.
- Contingency fee: A fee charged by ClearOne Advantage based on the amount of debt settled.
- Debt relief: The process of reducing or eliminating a person’s debts.
- Minimum payment: The smallest amount a consumer can pay on their debt each month without going into default.
- Default: A failure to make payments on a debt, which can result in legal action by creditors.
- Creditor harassment: The illegal or unethical practices used by creditors to collect debts, such as constant phone calls or threats.
- Bankruptcy: A legal process in which a consumer’s debts are discharged or restructured.
- Debt consolidation: The process of combining multiple debts into one payment.
- Interest rate: The rate at which interest is charged on a debt.
- Principal balance: The amount of money owed on a debt before interest is added.
- Unsecured debt: A debt that is not backed by collateral, such as credit card debt.
- Secured debt: A debt that is backed by collateral, such as a mortgage or car loan.
- Credit score: A numerical rating that reflects a person’s creditworthiness, based on their credit history and current debts.
- Debt settlement companies: Debt settlement companies are businesses that negotiate with creditors on behalf of individuals who are struggling to pay their debts, with the goal of reducing the total amount owed.
- Monthly payments: Monthly payments refer to the amount of money that is paid on a regular basis, usually every month, for a specific item or service. These payments can be made towards loans, mortgages, credit cards, insurance, subscriptions, and other bills. The amount of the monthly payment is usually predetermined and can be fixed or variable depending on the terms of the agreement.